Home Improvement Loan Application

It's easy to apply for a loan with OMNI Community Credit Union. Simply complete the application and we will contact you within 24 business hours to discuss your loan options. If you have any questions, please contact us at (269) 441-1400 or (866) OMNI-WOW.

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Loan Details

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{{getError('other_purpose_description','Please enter a valid value.')}}
Briefly describe the purpose for this loan application.
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Identity Information

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{{getError('primary.last_name','Please enter your family name.')}}
{{getError('primary.ssn','Please enter a valid value.')}}
{{getError('primary.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('primary.drivers_license.state','Please enter a valid value.')}}
This field is invalid
{{getError('primary.birth_date','Select your birthdate.')}}

Contact Information

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{{getError('primary.email','Please enter a valid value.')}}
{{getError('primary.address.street','Please enter a valid value.')}}
{{getError('primary.address.city','Please enter a valid value.')}}
{{getError('primary.address.state','Please enter a valid value.')}}
{{getError('primary.address.zip','Please enter a valid value.')}}
{{getError('primary.occupancy_type','Please enter a valid value.')}}
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{{getError('primary.years_at_current_address','Please enter a valid value.')}}
{{getError('primary.previous_address.street','Please enter a valid value.')}}
{{getError('primary.previous_address.city','Please enter a valid value.')}}
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{{getError('primary.previous_address.zip','Please enter a valid value.')}}

Employment Information

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{{getError('primary.employment.current.employer','Please enter a valid value.')}}
{{getError('primary.employment.current.position','Please enter a valid value.')}}
{{getError('primary.employment.current.address.city','This field is invalid')}}
{{getError('primary.employment.current.address.state','This field is invalid')}}
This field is invalid
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{{getError('primary.employment.current.start_date','Please enter a valid value.')}}
{{getError('primary.employment.previous.employer','Please enter a valid value.')}}
{{getError('primary.employment.previous.position','Please enter a valid value.')}}
{{getError('primary.employment.previous.start_date','Please enter a valid value.')}}
{{getError('primary.employment.previous.end_date','Please enter a valid value.')}}
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You do not need to include alimony, child support, or separate maintenance if you do not wish to have it relied upon for this application.

Additional Information

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{{getError('primary.has_judgement','Please enter a valid value.')}}
{{getError('primary.has_lawsuit','Please enter a valid value.')}}
{{getError('primary.has_past_foreclosure','Please enter a valid value.')}}
{{getError('primary.has_income_may_decline','Please enter a valid value.')}}
{{getError('primary.is_citizen','Please enter a valid value.')}}

Special Offers

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Would you like extra protection for your loan?

Optional Credit Life and Disability Insurance, underwritten by CMFG Life Insurance Company, may pay your loan balance or payments in case of a covered life event.

Life is wonderful, but it isn't always easy. When times get tough, feel confident that you're prepared. In case of an unexpected life event, Credit Life and Credit Disability Insurance helps with your covered loan payments so your loved ones can focus on you.

CDCL-5036213.2-1124-0127 © TruStage | Important Disclosures

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Co-Applicant Identity Information

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{{getError('coapplicant.middle_initial','This field is invalid')}}
{{getError('coapplicant.last_name','Please enter your family name.')}}
{{getError('coapplicant.ssn','Please enter a valid value.')}}
{{getError('coapplicant.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('coapplicant.drivers_license.state','Please enter a valid value.')}}
This field is invalid
{{getError('coapplicant.birth_date','Select your birthdate.')}}

Co-Applicant Contact Information

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{{getError('coapplicant.phone.primary','Please enter a valid value.')}}
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{{getError('coapplicant.email','Please enter a valid value.')}}
{{getError('coapplicant.address.street','Please enter a valid value.')}}
{{getError('coapplicant.address.city','Please enter a valid value.')}}
{{getError('coapplicant.address.state','Please enter a valid value.')}}
{{getError('coapplicant.address.zip','Please enter a valid value.')}}
{{getError('coapplicant.occupancy_type','Please enter a valid value.')}}
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{{getError('coapplicant.housing_payment','Please enter a valid value.')}}
{{getError('coapplicant.years_at_current_address','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.street','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.city','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.state','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.zip','Please enter a valid value.')}}

Co-Applicant Employment Information

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{{getError('coapplicant.employment.current.employer','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.position','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.address.city','This field is invalid')}}
{{getError('coapplicant.employment.current.address.state','This field is invalid')}}
This field is invalid
{{getError('coapplicant.employment.current.hours_per_week','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.employer','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.position','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.end_date','Please enter a valid value.')}}

Co-Applicant Additional Information

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{{getError('coapplicant.has_judgement','Please enter a valid value.')}}
{{getError('coapplicant.has_lawsuit','Please enter a valid value.')}}
{{getError('coapplicant.has_past_foreclosure','Please enter a valid value.')}}
{{getError('coapplicant.has_income_may_decline','Please enter a valid value.')}}
{{getError('coapplicant.is_citizen','Please enter a valid value.')}}
{{getError('agree_to_disclosures','Please enter a valid value.')}}

By checking the box above and submitting this request, all parties named are agreeing to the terms, conditions and disclosures associated with this request.

Disclosures

Credit Report Authorization: By submitting this request, you authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. You understand that the Credit Union will rely on information in this request and your credit report to make its decision. When applicable, spousal information may be requested as a part of this request. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you.

Accuracy of Information: It is a crime to willfully and deliberately provide incomplete or incorrect information in this request.