Credit Card Application

It's easy to apply for a loan with OMNI Community Credit Union. Simply complete the application and we will contact you within 24 business hours to discuss your loan options. If you have any questions, please contact us at (269) 441-1400 or (866) OMNI-WOW.

Loading...
  Loading...

Account Details

{{getError('account_number','Please enter a valid value.')}}
No account number? Become a member today!
{{getError('loan_amount','Please enter a valid value.')}}

Card Selection

We offer 2 Platinum Mastercard® credit card options, one of which is sure to fit your needs.

{{getError('card_type','This field is invalid')}}
Platinum Mastercard®
Platinum Mastercard® Highlights:
  • New cardholders, enjoy a 4.99%* intro rate on all purchases for the first 6 months!
  • Accepted worldwide
  • Competitive rate - lower than most banks

*4.99% Intro APR Terms & Conditions: Introductory rate applies to new cardholders only and is valid on purchases for the first six-months from the card opening date. Rate will increase to standard rate after promotional period.

Platinum Rewards Mastercard®
Platinum Rewards Mastercard® Highlights:
  • New cardholders: earn 3X* points on all purchases for the first 6 months!
  • Low competitive rate – lower than most banks
  • Redeem for cash back, gifts, and merchandise

* 3X Platinum Rewards Terms & Conditions: 3X points apply to new cardholders only and are valid for purchases made within first six months from card opening date. Maximum of $2,000 spend on purchases per month at 3X points, after meeting max monthly spend, standard points will apply. After six-month promotional period ends, standard points will apply to all purchases.

Identity Information

{{getError('primary.first_name','Please enter your given name.')}}
{{getError('primary.middle_initial','This field is invalid')}}
{{getError('primary.last_name','Please enter your family name.')}}
{{getError('primary.ssn','Please enter a valid value.')}}
{{getError('primary.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('primary.drivers_license.state','Please enter a valid value.')}}
This field is invalid
{{getError('primary.birth_date','Select your birthdate.')}}

Contact Information

{{getError('primary.preferred_contact_method','Please enter a valid value.')}}
{{getError('primary.phone.primary','Please enter a valid value.')}}
{{getError('primary.phone.type','This field is invalid')}}
This field is invalid
@
{{getError('primary.email','Please enter a valid value.')}}
{{getError('primary.address.street','Please enter a valid value.')}}
{{getError('primary.address.city','Please enter a valid value.')}}
{{getError('primary.address.state','Please enter a valid value.')}}
{{getError('primary.address.zip','Please enter a valid value.')}}
{{getError('primary.occupancy_type','Please enter a valid value.')}}
$
{{getError('primary.housing_payment','Please enter a valid value.')}}
{{getError('primary.years_at_current_address','Please enter a valid value.')}}
{{getError('primary.previous_address.street','Please enter a valid value.')}}
{{getError('primary.previous_address.city','Please enter a valid value.')}}
{{getError('primary.previous_address.state','Please enter a valid value.')}}
{{getError('primary.previous_address.zip','Please enter a valid value.')}}

Employment Information

$
{{getError('primary.monthly_gross_income','Please enter a valid value.')}}
{{getError('primary.employment_status','Please enter a valid value.')}}
{{getError('primary.employment.current.employer','Please enter a valid value.')}}
{{getError('primary.employment.current.position','Please enter a valid value.')}}
{{getError('primary.employment.current.address.city','This field is invalid')}}
{{getError('primary.employment.current.address.state','This field is invalid')}}
This field is invalid
{{getError('primary.employment.current.hours_per_week','Please enter a valid value.')}}
{{getError('primary.employment.current.start_date','Please enter a valid value.')}}
{{getError('primary.employment.previous.employer','Please enter a valid value.')}}
{{getError('primary.employment.previous.position','Please enter a valid value.')}}
{{getError('primary.employment.previous.start_date','Please enter a valid value.')}}
{{getError('primary.employment.previous.end_date','Please enter a valid value.')}}
$
{{getError('primary.other_monthly_income','This field is invalid')}}
You do not need to include alimony, child support, or separate maintenance if you do not wish to have it relied upon for this application.

Additional Information

{{getError('primary.has_bankruptcy','Please enter a valid value.')}}
{{getError('primary.has_judgement','Please enter a valid value.')}}
{{getError('primary.has_lawsuit','Please enter a valid value.')}}
{{getError('primary.has_past_foreclosure','Please enter a valid value.')}}
{{getError('primary.has_income_may_decline','Please enter a valid value.')}}
{{getError('primary.is_citizen','Please enter a valid value.')}}

Special Offers

{{getError('life','This field is invalid')}}

Would you like extra protection for your loan?

Optional Credit Life and Disability Insurance, underwritten by CMFG Life Insurance Company, may pay your loan balance or payments in case of a covered life event.

Life is wonderful, but it isn't always easy. When times get tough, feel confident that you're prepared. In case of an unexpected life event, Credit Life and Credit Disability Insurance helps with your covered loan payments so your loved ones can focus on you.

CDCL-5036213.2-1124-0127 © TruStage | Important Disclosures

{{getError('has_coapplicant','This field is invalid')}}

Co-Applicant Identity Information

{{getError('coapplicant.first_name','Please enter your given name.')}}
{{getError('coapplicant.middle_initial','This field is invalid')}}
{{getError('coapplicant.last_name','Please enter your family name.')}}
{{getError('coapplicant.ssn','Please enter a valid value.')}}
{{getError('coapplicant.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('coapplicant.drivers_license.state','Please enter a valid value.')}}
This field is invalid
{{getError('coapplicant.birth_date','Select your birthdate.')}}

Co-Applicant Contact Information

{{getError('coapplicant.preferred_contact_method','Please enter a valid value.')}}
{{getError('coapplicant.phone.primary','Please enter a valid value.')}}
{{getError('coapplicant.phone.type','This field is invalid')}}
This field is invalid
@
{{getError('coapplicant.email','Please enter a valid value.')}}
{{getError('coapplicant.address.street','Please enter a valid value.')}}
{{getError('coapplicant.address.city','Please enter a valid value.')}}
{{getError('coapplicant.address.state','Please enter a valid value.')}}
{{getError('coapplicant.address.zip','Please enter a valid value.')}}
{{getError('coapplicant.occupancy_type','Please enter a valid value.')}}
$
{{getError('coapplicant.housing_payment','Please enter a valid value.')}}
{{getError('coapplicant.years_at_current_address','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.street','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.city','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.state','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.zip','Please enter a valid value.')}}

Co-Applicant Employment Information

$
{{getError('coapplicant.monthly_gross_income','Please enter a valid value.')}}
{{getError('coapplicant.employment_status','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.employer','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.position','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.address.city','This field is invalid')}}
{{getError('coapplicant.employment.current.address.state','This field is invalid')}}
This field is invalid
{{getError('coapplicant.employment.current.hours_per_week','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.employer','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.position','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.end_date','Please enter a valid value.')}}

Co-Applicant Additional Information

{{getError('coapplicant.has_bankruptcy','Please enter a valid value.')}}
{{getError('coapplicant.has_judgement','Please enter a valid value.')}}
{{getError('coapplicant.has_lawsuit','Please enter a valid value.')}}
{{getError('coapplicant.has_past_foreclosure','Please enter a valid value.')}}
{{getError('coapplicant.has_income_may_decline','Please enter a valid value.')}}
{{getError('coapplicant.is_citizen','Please enter a valid value.')}}
{{getError('agree_to_disclosures','Please enter a valid value.')}}

By checking the box above and submitting this request, all parties named are agreeing to the terms, conditions and disclosures associated with this request.

Disclosures

Credit Report Authorization: By submitting this request, you authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. You understand that the Credit Union will rely on information in this request and your credit report to make its decision. When applicable, spousal information may be requested as a part of this request. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you.

Accuracy of Information: It is a crime to willfully and deliberately provide incomplete or incorrect information in this request.

Credit Card products are subject to these Terms and Conditions.