Auto Loan Application

It's easy to apply for an Auto Loan with OMNI Community Credit Union. Simply complete the application and we will contact you within 24 business hours to discuss your loan options. If you have any questions, please contact us at (269) 441-1400 or (866) OMNI-WOW.

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Loan Details

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Briefly describe the purpose for this loan application.
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Collateral

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Vehicle Identification Number
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Recent odometer reading
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The model year of the vehicle

Identity Information

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{{getError('primary.last_name','Please enter your family name.')}}
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{{getError('primary.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('primary.drivers_license.state','Please enter a valid value.')}}
This field is invalid
{{getError('primary.birth_date','Select your birthdate.')}}

Contact Information

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Employment Information

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{{getError('primary.employment.current.start_date','Please enter a valid value.')}}
{{getError('primary.employment.previous.employer','Please enter a valid value.')}}
{{getError('primary.employment.previous.position','Please enter a valid value.')}}
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You do not need to include alimony, child support, or separate maintenance if you do not wish to have it relied upon for this application.

Additional Information

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{{getError('primary.has_lawsuit','Please enter a valid value.')}}
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{{getError('primary.has_income_may_decline','Please enter a valid value.')}}
{{getError('primary.is_citizen','Please enter a valid value.')}}

Special Offers

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Would you like extra protection for your loan?

Optional Credit Life and Disability Insurance, underwritten by CMFG Life Insurance Company, may pay your loan balance or payments in case of a covered life event.

Life is wonderful, but it isn't always easy. When times get tough, feel confident that you're prepared. In case of an unexpected life event, Credit Life and Credit Disability Insurance helps with your covered loan payments so your loved ones can focus on you.

CDCL-5036213.2-1124-0127 © TruStage | Important Disclosures

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Would you like extra protection if you experience a total loss?

If your vehicle is deemed a total loss in an accident, optional GAP Plus helps address the difference between what insurance will pay and what you owe on your loan. Plus, it helps you get into your next vehicle by reducing your next loan at the credit union. A little protection goes a long way, especially when your car doesn't outlive your loan payments. GAP Plus can minimize the difference between the primary insurance payout and your remaining loan balance in the event your vehicle is stolen or deemed a total loss due to an accident.

GAP5036279.2-1124-0127 © TruStage | Important Disclosures

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Would you like protection against costly auto repairs?

Mechanical Repair Coverage can help safeguard you against costly covered repairs. As your vehicle gets older, the likelihood of it breaking down and needing repairs increases. The real question is, could you afford it? When you opt for Mechanical Repair Coverage, your repairs can be done at any authorized repair facility in the United States or Canada and feel confident that your car will keep up with you for longer.

MRC-5036300.2-11240127 © TruStage | Important Disclosures

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Co-Applicant Identity Information

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{{getError('coapplicant.last_name','Please enter your family name.')}}
{{getError('coapplicant.ssn','Please enter a valid value.')}}
{{getError('coapplicant.drivers_license.number','Enter Drivers License or ID Number')}}
{{getError('coapplicant.drivers_license.state','Please enter a valid value.')}}
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{{getError('coapplicant.birth_date','Select your birthdate.')}}

Co-Applicant Contact Information

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{{getError('coapplicant.previous_address.street','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.city','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.state','Please enter a valid value.')}}
{{getError('coapplicant.previous_address.zip','Please enter a valid value.')}}

Co-Applicant Employment Information

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{{getError('coapplicant.employment.current.position','Please enter a valid value.')}}
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{{getError('coapplicant.employment.current.address.state','This field is invalid')}}
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{{getError('coapplicant.employment.current.hours_per_week','Please enter a valid value.')}}
{{getError('coapplicant.employment.current.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.employer','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.position','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.start_date','Please enter a valid value.')}}
{{getError('coapplicant.employment.previous.end_date','Please enter a valid value.')}}

Co-Applicant Additional Information

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{{getError('coapplicant.has_lawsuit','Please enter a valid value.')}}
{{getError('coapplicant.has_past_foreclosure','Please enter a valid value.')}}
{{getError('coapplicant.has_income_may_decline','Please enter a valid value.')}}
{{getError('coapplicant.is_citizen','Please enter a valid value.')}}
{{getError('agree_to_disclosures','Please enter a valid value.')}}

By checking the box above and submitting this request, all parties named are agreeing to the terms, conditions and disclosures associated with this request.

Disclosures

Credit Report Authorization: By submitting this request, you authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. You understand that the Credit Union will rely on information in this request and your credit report to make its decision. When applicable, spousal information may be requested as a part of this request. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you.

Accuracy of Information: It is a crime to willfully and deliberately provide incomplete or incorrect information in this request.